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With no account fees, competitive prices, and no minimums to open an account, we can help your money go further.

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Wealth management, offered through Fidelity®Wealth Services, creates a relationship between you and a dedicated advisor who can work with you and for you to plan around your full financial picture and provide clear recommendations.*

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Free commission offer applies to online purchases of Fidelity ETFs andselect iShares ETFsin a Fidelity brokerage account. The sale of ETFs is subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal).

$4.95 commission applies to online U.S. equity trades in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). Other conditions may apply. Seefor details.Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions®are subject to different commission schedules.

» Fidelity beats Vanguard on expenses on 18 of 18 comparable stock and bond index funds, across all Vanguard share classes with a minimum investment of less than $3 billion. Total expense ratios as of August 1, 2018. Please consider other important factors including that each funds investment objectives, strategy, and index tracked to achieve its goals may differ, as well as each funds features and risks. Vanguard offers other share classes of these funds with different investment minimums and expense ratios.

‡ Margin Rates: Effective since 12/21/2018, Fidelity 5.50% and Vanguard 5.75% for debit balances over $1,000,000. Effective since 9/28/2018, Schwab 7.825% for debit balances of $250,000 to $499,999.99. Call Schwab for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Effective since 9/28/2018, TD Ameritrade 7.75% for debit balances over $1,000,000. Fidelitys current base margin rate is 8.575%.

Excludes Vanguard funds that are closed or not available for direct shareholder investment.

As of August 1, 2018, Fidelity contractually lowered fund operating expense ratios on all comparable funds. m/indexinvestingfor more details.

You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before investing, always read a money market funds prospectus for policies specific to that fund.

Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.

Zero account minimums and Zero account fees apply to retail brokerage accounts only. Account minimums may apply to certain account types (e.g., managed accounts) and/or the purchase of some Fidelity mutual funds that have a minimum investment requirement. If you choose to invest in mutual funds, underlying fund expenses still apply. There may also be commissions, interest charges, and other expenses associated with transacting or holding specific investments (e.g., mutual funds), or selecting certain account features or types (e.g., managed accounts) Additionally, accounts that have been opened through, or are serviced by, an intermediary, or in connection with your workplace benefits, may incur additional fees or restrictions. See more information and/or the funds prospectus for details.

Zero minimums generally apply to Fidelity share classes that previously required investment minimums of $10k or less and for stock and bond index fund classes that previously had minimums of up to $100 million. Some Fidelity mutual funds have minimum investment requirements. Other fees and expenses may apply to continued investment as described in the funds current prospectus. See the funds prospectus for details.

IMPORTANT: The projections or other information generated by Fidelity Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please readCharacteristics and Risks of Standardized Options.Supporting documentation for any claims, if applicable, will be furnished upon request.

There is an Options Regulatory Fee from $0.03 to $0.05 per contract, which applies to both option buy and sell transactions. The fee is subject to change.

Wealth Services is an investment advisory service that provides nondiscretionary financial planning and discretionary investment management for a fee. Minimum investment is $50,000 for access to a team of advisors and $250,000 for access to a dedicated advisor. See the Fidelity Wealth Services Program Fundamentals for program details or speak with a Fidelity advisor.

** Commission comparison based on published website commission schedules for retail accounts, as of 5/26/2017, for TD Ameritrade, Schwab and Vanguard for online U.S. equity trades. For TD Ameritrade: $6.95 per market or limit order trade for an unlimited amount of shares. For Schwab: $4.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For Vanguard, commissions based on assets in Vanguard funds: Less than $50,000, first 25 trades $7.00, subsequent trades $20.00, those with assets starting at $50,000 or more in Vanguard funds may be eligible for a free trades and subsequent trades for as low as $2.00 per trade. Commissions are subject to change without notice. See each providers website for any additional information and restrictions.

Before investing, consider the investment objectives, risks, charges, and expenses of the mutual fund, exchange-traded fund, 529 plan, Attainable Savings Plan, or annuity and its investment options. Contact Fidelity for a prospectus, offering circular, Fact Kit, disclosure document, or, if available, a summary prospectus containing this information. Read it carefully.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

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See the following Fidelity investment websites that offer information on workplace savings and charitable programs.

401(k) Participants & Employees of Corporations

403(b) & 457(b) Participants & Employees of Non-profits

See the following Fidelity investment websites that offer information for employers interested in workplace or institutional investing.

See the following Fidelity investment websites that offer professionals investmentrelated resources.

Open both a brokerage and cash management account to easily transfer your funds.